The Proper Cents Podcast

Learn how to get out of debt, grow your savings, build a financial plan, and save for retirement wi ... more

Latest Episodes


July 14, 2021 00:38:30
Episode Cover

Don't Sweat The Small Stuff

We make thousands of financial decisions during our lifetime. Many of them small, and a few of them are very big. In this episode we explore how getting caught up in the small, daily decisions and ignoring the big ones can derail one's path to financial success. Buying a cup of coffee every day on your way to work probably isn't going to make you broke. However, buying the wrong house and financing new cars certainly can. Don't sweat the small stuff. Pay attention to the big decisions and make sure you get those right. ...



July 01, 2021 00:35:00
Episode Cover

Hidden Costs For First-Time Homebuyers

Buying your first home is a very exciting experience, but can also be a financial disaster if you are not prepared. In this episode, the guys from Proper Cents discuss the various expenses that come with buying your first house. Everything from furniture to maintenance to taxes. Do not be caught off guard when moving from the rental market to homeownership. ...



June 21, 2021 00:34:28
Episode Cover

You Are The Sum Of Your Habits, Good and Bad

Our personal and financial lives are full of habits. Some good, some bad. These habits make up our routines, which in turn makes up the life we live. Many bad money situations are the result of bad habits. In this eposide, Eric and Nik discuss how we fall into bad habits, what good habits we should be striving for, and how to make a good habit stick. Don't let your bad habits dictate your financial future. Change them! ...



June 14, 2021 NaN
Episode Cover

WTF is Dogecoin?!

With cryptocurrencies taking a lot of the financial news headlines lately, its hard to avoid all the chatter about them. One that is getting a lot of press is Dogecoin. Many people had never heard of Doge until recently, and it can be a bit confusing when trying to figure out what it is and what it does. In this Episode, Eric and Nik explain what Dogecoin is, where it came from and why it has gone up over 5000% in less than 12 months. ...



June 07, 2021 00:39:40
Episode Cover

Cryptocurrencies - What Are They and Should You Invest?

Bitcoin, Ethereum and many other cryptocurrencies have stormed onto the financial scene lately. Any new technology can seem confusing at first. In this episode, Eric and Keith dig into the basics of cryptocurrencies and blockchain technology, while giving aspiring investors some information to think about before diving in. Is this the next technological revolution like the internet, or just another Beenie Baby craze? ...



June 03, 2021 00:42:10
Episode Cover

Mortgages and Refinancing - What You Need to Know

With mortgage rates near record lows, moving to a bigger home or refinancing your current mortgage may be a good financial decision. In this episide, the guys from Proper Cents discuss various aspects of getting a new mortgage and refinancing existing mortgages. They talk about how mortgage brokers are not necessarily on your side, and explain the important factors you should consider before signing on the dotted line. Don't let real estate agents and mortgage brokers tell you how much you can afford. They make more money when you spend more money! ...